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The AI-Powered CFO Platform

Intelligence and Execution Across Your Business

PersoFi brings together financial visibility, control, intelligence and execution in one structured platform.

Know where you stand today, at month-end and three months ahead — and what needs action.

VISIBILITY → CONTROL →  EXECUTION → TRUST → VISIBILITY

Connect your Xero

A Structured Way to Run Finance

PersoFi is built around how a well-run finance function should operate.

We assume the foundations of modern finance are in place — open banking, automated invoice processing, regular bank reconciliations and reliable accounting data.

PersoFi builds on those foundations with a structured approach to finance: identify what matters, surface exceptions, establish control, make informed decisions and execute.

If those foundations aren’t yet in place, PersoFi will identify the gaps during adoption, and we can help put the right processes and tools in place.

The result isn’t simply better software. It’s a better-run finance function.

Three Levels of Intelligence. One Connected Platform.

PersoFi grows from the financial numbers, to the performance of the business, to the operations behind that.

Core

Control Your Cash and Finances.

Core gives your finance team better visibility, control and execution across the day-to-day financial workflows that matter. See what needs attention. Let PersoFi get the work ready. Your team reviews and decides.

Business

Understand Your Performance and Where You’re Heading.

Move beyond day-to-day finance into management accounts, budgets, forecasts, KPIs and trends. Understand what is changing, why it matters and where the business is heading.

Operations

Understand and Improve What Drives Your Profit.

Drill beneath revenue and gross profit into the operational activity behind the numbers — project profitability, WIP, costs not recharged, revenue leakage and margin — then identify and act on the opportunities.
Connect your Xero

Getting Started

Connect. Play. Learn. Improve.

The easiest way to understand PersoFi is to see it working on your own data, then build from there at your own pace.

One.
Connect

Connect your Xero organisation and see PersoFi on your own live data. No generic demo. Your business. Your numbers. Your PersoFi.

Two.
Play

Get access and explore Core, hands-on, on your own business — cash, debtors, suppliers and payments. Learn by using it, not by reading about it.

Three.
Learn

Work through Financial Health’s practical guides to close data and process gaps at your own pace. Better data. Better habits. Better results.

Four.
Improve

Use Financial Health to monitor progress over time, then grow into Business and Operations as your needs develop. Improve, and see the improvement.

See It Live on Your Own Data

Core

Control Your Cash and Finances

Core gives your finance team better visibility, control and execution across the day-to-day financial workflows that matter.
See what needs attention. Let PersoFi get the work ready. Your team reviews and decides.

See Where You Stand.

Your financial Command Centre gives you one clear view of the financial pulse of your business.

See:

  • Cash today
  • Expected month-end cash
  • Three-month cash outlook
  • Debtors
  • Supplier commitments
  • Upcoming payments
  • Key financial issues and exceptions

Know where you stand. Know what needs attention.

Know What You’re Owed. Get Paid.

Two sides of one picture: what you’ve billed, and what you’re still owed.

See:

  • Revenue and invoicing history
  • Customer growth and decline, by customer by year
  • Outstanding debtors, ageing and overdue balances
  • Which customers are most at risk

Customer overdue? PersoFi drafts the reminder. You review and send.

Track collections, follow-ups and outstanding balances without jumping between spreadsheets, Xero and email.

Less chasing information. A smoother collection process.

Know What You Owe Before You Pay.

Upload supplier statements individually or in batches.

PersoFi matches them against Xero and identifies:

  • Missing invoices
  • Missing credits
  • Balance differences
  • Unmatched items
  • Other exceptions needing attention

Something missing? PersoFi gets the supplier email ready in Outlook with the relevant information. You review, edit and send.

Once the underlying records are corrected in Xero, PersoFi refreshes the reconciliation.

One smooth process from statement to resolution.

Control What Leaves the Bank.

See supplier payments alongside your future cash position.

Review what needs to be paid. Prioritise important suppliers. Hold off on payments where appropriate.

As decisions change, PersoFi shows the effect on future cash.

When you are ready, PersoFi gets the payment run and supporting workflow ready. You review and approve.

PersoFi gets things ready. You make the call.

Business

Understand Your Performance and Where You’re Heading

Once the day-to-day finance function is working well, PersoFi helps owners, CEOs and CFOs understand the wider business.

Business Intelligence moves beyond processing transactions to understanding performance, trends and what needs management attention.

Turn Financial Data Into Business Insight.

Understand how the business is performing without rebuilding spreadsheets every month.

Bring together:

  • Revenue
  • Gross margin
  • Profitability
  • Actual vs budget
  • Forecasts
  • KPIs
  • Variances
  • Trends
  • Management commentary

Move from knowing the numbers to understanding what they mean.

Your Business. Your Numbers. In Your Pocket.

Owners and CEOs shouldn’t have to live in Xero, spreadsheets or management reports. PersoFi brings the important information straight to your phone.

See what matters and ask:

  • “What needs my attention today?”
  • “How are sales tracking?”
  • “Why is cash dropping?”
  • “Which customers are slowing down?”
  • “What payments can we hold off on?”
  • “What changed since yesterday?”

Know what’s happening. Ask what matters. Make better decisions.

Better Information for Better Decisions.

Use the same trusted financial and business information to produce clear management reporting.

This can include:

  • Management accounts
  • Actual vs budget
  • Forecasts
  • KPI reporting
  • Variance analysis
  • Trends
  • Commentary and context
  • Board-ready reporting

Board reporting is an output. Better Business Intelligence is the goal.

Operations

Understand and Improve What Drives Your Profit

Your accounting system tells you the financial outcome. But the reason behind that outcome often sits somewhere else — in projects, jobs, properties, assets, stock, operational systems or other business data.

PersoFi connects those worlds.

Xero provides the financial foundation. PersoFi adds a layer of visibility across the operations behind the numbers.

Projects & Jobs

Understand the financial performance of projects and jobs.

Bring together:

  • Revenue
  • Direct costs
  • WIP
  • Recharges
  • Project margins
  • Project profitability

Know which projects are creating value — and which need attention.

Properties & Assets

Understand the financial performance of properties, sites or major assets.

Bring together:

  • Rental or usage income
  • Running and maintenance costs
  • Loan or finance costs
  • Property or asset-level profitability
  • Valuation and equity position

Know which properties or assets are performing — and which are a drag on cash.

Stock & Inventory

Connect operational stock information back to the financial picture.

Understand:

  • Stock movements
  • Inventory exposure
  • Stock values
  • Product performance
  • The impact of stock on cash and margin

Margins & Profitability

See margins through the lens that matters to your business.

Analyse profitability by:

  • Product
  • Service
  • Customer
  • Contract
  • Project
  • Property
  • Business unit

Understand what is really driving profit.

Revenue Leakage

Identify areas where value may be slipping through the business.

This can include:

  • Work completed but not invoiced
  • Missing recharges
  • Costs not passed on
  • Unbilled project activity
  • Other revenue opportunities being missed

Better operational visibility can help protect revenue already earned.

Operational KPIs

Every business has different drivers. PersoFi can bring those operational measures together with financial information to create a more complete view of performance.

Connect the Systems Behind the Numbers

Your operational information may live outside Xero — in a project system, CRM, stock platform, industry-specific application or another internal system.

PersoFi can connect that information with Xero to create a more useful layer of visibility and intelligence.

  • Project System + Xero → Project Profitability
  • Property/Asset Management System + Xero → Property & Asset Performance
  • Inventory System + Xero → Stock & Margin Insights
  • CRM + Xero → Revenue & Customer Intelligence
  • Operational Data + Xero → Personalised Business Intelligence

One financial and operational view — shaped around the way your business works.

The Right PersoFi for Each Role

PersoFi can tailor access, views and workflows by role.

Finance

Bookkeepers, controllers and finance managers get the detailed workflows they need for debtors, suppliers, reconciliations, payments and controls.

Sales

Sales teams can see the customer and revenue information relevant to them, without exposing unnecessary finance data.

Operations

Operational teams can access project, property, asset, stock, margin and workflow information relevant to their responsibilities.

Owners & CEOs

Get the high-level financial and business information needed to make decisions, including through PersoFi On The Go.

Board

Board members can be given a focused view of performance, KPIs, trends and board-ready information

One Platform. Different Roles.
The Right Information for Each Person.
Personalised to the business. Personalised to the role.

Ask PersoFi — Intelligence Across the Platform

Ask PersoFi works across Core, Business and Operations.

Ask questions using natural language and get answers grounded in your actual financial and operational information. From “Who should we chase today?” to “Why has gross margin fallen?” to “Which projects are underperforming?” PersoFi helps surface what matters and understand what is driving it.

AI-powered. Human-controlled.

Financial Health

Better Data. Better Habits. Better Results.

Good financial intelligence depends on good financial foundations. Most businesses have practical improvements they can make. These may include:
  • Missing customer or supplier information
  • Incomplete payment terms
  • Poor reconciliation routines
  • Weak debtor processes
  • Manual invoice processing
  • Inconsistent project references
  • Incomplete operational data
  • Month-end housekeeping

PersoFi’s Financial Health module turns these into practical improvement guides.

Work through them at your own pace.

No large finance-transformation project  –  a practical DIY approach to building stronger financial processes as you use PersoFi.

Book a Live Demo on your numbers

Built by a CFO. Shaped by Real Businesses. Personalised to Yours.

PersoFi is being shaped in real businesses dealing with real financial and operational complexity.
What we learn makes the platform better. But every business is different.

As you move from Core into Business and Operations, PersoFi can be shaped around the information, workflows, systems and complexity that matter to you.

Shaped by many businesses. Personalised to one - yours.

CORE → BUSINESS → OPERATIONS

One platform. More intelligence as your needs grow.

Find Out More